Members can deposit and withdraw at any time.
Overdraft services available.
No minimum balance and maintenance fee.
Smart Savers Account
Earns competitive interest. Withdrawals are limited to once quarterly.
Has no account maintenance fees.
Fixed/Call Deposit
Minimum period One Month. Deposit Periods -3, 6, or 12 Months. Negotiable interest rate.
Call Deposit – Withdraw on notice (min 7 days notice)
Junior Star Account
An account meant for young kids below the age of 18 years. Free standing orders from parents/guardians account.
Loan Products
Asset Finance
This is a short to medium term loan granted to customers for purchase of capital assets, mainly motor vehicles, construction equipment, industrial plant & machinery, agricultural equipment and Land.
Elimu Loan
This loan is meant for educational advancement. It may be taken out by parents/ guardians to pay for their students or individual members who want to pursue education.
Development Loan
BOSA & FOSA Development Loan is a product designed to enable our clients access funding towards starting and developing a business, construction and asset purchase.
Mkulima Loan
Do you need to purchase farm inputs such as fertilizers, chemicals, machinery hiring, labor and harvesting costs? All you need is to have made share contributions for a period of six months to qualify!
Salary Advance
This is a short term loan granted mainly to salaried customers.
Loan Purchase
The loan being purchased should be a performing loan, proof of which should be given to the credit officer for evaluation. Members are required to give security for the loan.
Medical Loan
Medical bills can be overwhelming, especially if they are unexpected. This is an emergency loan based on members’ normal shares and thus a member can qualify upto 3 times of their shares.
Landlord Loan
The loan allows members who are landlords to carry out construction and renovations (repairs, painting etc)
Chama Loan
Chama loan is designed to enable registered self-help groups, welfare and investment groups to acquire loans for wealth creation of its members
Insurance Products
Motor Insurance
Drive with confidence knowing that you are covered. Extensive coverage for accidents, theft, and damage.
Life Insurance
Secure your family’s future with our flexible life insurance plans that offer financial protection and peace of mind.
Medical Insurance
Access top-notch healthcare without the financial burden. Our health insurance plans provide coverage for medical expenses, ensuring you receive the care you need.
Home and Property Insurance
Protect your property, home and belongings with our comprehensive insurance policies that cover damage, theft, and natural disasters.
Business Combined Insurance
Safeguard your business against potential risks with our tailored business insurance solutions that cater to companies of all sizes.
Agriculture Insurance
Protect your agribusiness against unforeseen event that causing loss. This includes livestock, pigs, poultry, rabbit, crops, green house etc.