M-Chipuka is Dimkes Mobile Banking Platform that is accessible via USSD *645# or mobile App available on Play Store.
M-Chipuka allows you to easily manage your utilities, secure loans, purchase airtime, transfer and receive funds, and access a variety of banking services—all right at your fingertips.
Get App
Balance Enquiry
Mini Statements
Withdrawal
Deposit
Internal Transfers
Utility Payments
Airtime Purchase
Transfer to Bank
Apply Loans
Pay Loans
Max Daily Withdrawal Limit – 100K
Daily transfer limit of KES 300K
Mobile Loan Limit – Up to 50K
Choose the service when opening your account, or visit any branch to apply
No set-up charges.
One needs to be an account holder with a valid mobile number
Access the service through M-Chipuka app or USSD *645#
Dial *645#
Follow the instructions to activate M-Chipuka
Download the App from Google Play Store
Follow the launch instructions to activate your app